PERSONAL ACCIDENT INSURANCE POLICY - LIBERTY INSURANCE
HEDGES (per student)
Medical Accident Expenses: $ 3000,00
Accident deductible: $ 40,00
It is understood by accident, the event due to unforeseen, fortuitous and occasional causes of external force acting suddenly upon the insured person, regardless of their will, cause clinically proven injury, which cause death, permanent total disability or partial or temporary disability.
NOTIFICATION OF ACCIDENTS:
Give notice of the accident to the SEK International School – Quito General Secretary, within no more than eight days after the accident, otherwise it will not be covered.
Estimated processing time from the submission of documents is 20 days.
a) MEDICAL EXPENSES BY ACCIDENT:
In case of an accident, the insured student (a) can be treated at any clinic or hospital of your choice. Once you have finished your clinic or hospital, medical or surgical treatment, the student or his representative shall submit to the school´s general secretary the following documents, to process the expenses refund.
1. Outpatient treatment:
original medical fees invoices
original pharmacies invoices (electronic invoice printing)
medical examinations orders
original invoices for exams
2. Hospital Treatments:
original clinic or hospital bill
Medical Records copy
RX plates and report
Note: There is no agreed ambulatory credit with any hospital or clinic.
3.In case of students´death:
Original birth certificate or a copy of the ID.
Original death certificate
Records of disposal of human corpse
Any other documents that the company deems necessary
A copy of the legal representative ID, who will issue the refund check
For more information contact:
(593-2) 2401-896 ext. 118